Important Disclosures

Platform Purpose

Wealth Pro HI is a customer relationship management (CRM) and business management platform designed for licensed insurance agents and financial professionals. The platform provides tools for prospect management, client tracking, and business analytics.

Not Financial Advice

Important: Wealth Pro HI does not provide financial, investment, legal, or tax advice. The tools, calculators, and analysis features provided through our platform are for informational and educational purposes only. Any calculations, projections, or recommendations generated by our platform should not be construed as professional financial advice.

User Responsibility

Users of the Wealth Pro HI platform are responsible for:

• Maintaining all required licenses and certifications for their profession
• Complying with all applicable federal, state, and local regulations
• Ensuring accuracy of information entered into the platform
• Obtaining proper consent before collecting or storing client information
• Following their organization's compliance policies and procedures
• Verifying any calculations or projections before presenting to clients

Data Accuracy

While we strive to ensure the accuracy of calculations and data processing within our platform, we do not guarantee that all information, calculations, or projections are error-free. Users should independently verify any critical information before relying on it for business decisions or client recommendations.

Third-Party Services

Our platform may integrate with or reference third-party services, products, or content. We are not responsible for the accuracy, reliability, or availability of any third-party services. Any reliance on third-party information is at your own risk.

Insurance Products

References to insurance products, coverage options, or carriers within our platform are for informational purposes only. Product availability, features, rates, and eligibility requirements vary by carrier, state, and individual circumstances. All insurance recommendations must be made by properly licensed professionals in accordance with applicable regulations.

DIME and Financial Calculations

The DIME (Debt, Income, Mortgage, Education) method and other financial calculations provided within our platform are simplified tools intended as starting points for discussion. Actual life insurance needs vary significantly based on individual circumstances and should be determined through comprehensive analysis by qualified professionals.

Regulatory Compliance

Users must comply with all applicable regulations, including but not limited to:

• State insurance department regulations
• FINRA rules (if applicable)
• SEC regulations (if applicable)
• HIPAA requirements for protected health information
• State and federal privacy laws
• Anti-money laundering (AML) requirements

Hawaii-Specific Disclosures

For users operating in the State of Hawaii, all insurance activities must comply with Hawaii Revised Statutes Chapter 431 (Insurance Code) and Hawaii Administrative Rules Title 16, Chapter 23 (Insurance Division). Users must maintain current licensing with the Hawaii Department of Commerce and Consumer Affairs, Insurance Division.

Contact Information

For questions about these disclosures or compliance matters, please contact: