Careers · Join Sony’s team

Build a practice that protects families.

Become a licensed life insurance agent in Hawaii. Learn from Sony, serve families in English or Tiếng Việt, and grow at your own pace, part-time or full-time.

  • No experience needed
  • Flexible schedule
  • English & Tiếng Việt
Sony Ho
Your mentor: Sony HoLicensed in Hawaii since 2016

Since 2016

Sony, licensed in Hawaii

1-on-1

Field training with Sony

EN / VI

Work in your language

Your pace

Start part-time or full-time

How pay works

Straight answers about money.

This is a commission-based business you build yourself. Here is exactly how agents get paid.

Commissions

When a policy you help a family get is issued, the insurance company pays a commission. The amount depends on the product, the carrier and your contract level.

Renewals

Some products pay smaller renewal commissions in later years while the policy stays in force. Taking good care of clients matters.

Leadership

As you grow, you can train and support new agents and earn overrides on their business, as set out in your contract.

The honest part: there is no salary and no guaranteed income. Results depend on your effort, the products you sell and your contract. That is why many people start part-time.

From first call to first client.

01

Intro call with Sony

A relaxed 20-minute conversation about your goals, schedule and questions.

02

Get licensed

Study for and pass the Hawaii life and health exam. We show you the steps and current fees up front.

03

Get appointed

Get contracted with the insurance companies you will represent.

04

Field training

Your first client appointments are done together with Sony.

Training

What you’ll learn

No finance background needed. You learn the material, then you learn it in the field.

Licensing prep

Study for the Hawaii life and health exam with a clear plan.

  • Exam study plan
  • Life insurance products
  • Health insurance basics
  • Ethics and compliance

Planning for families

Learn to understand what a family actually needs before suggesting anything.

  • Needs analysis
  • Living benefits
  • Retirement basics
  • Protecting a mortgage

Client conversations

Explain things simply, in English or Tiếng Việt, without pressure.

  • Discovery questions
  • Plain-language explanations
  • Handling concerns
  • Asking for referrals

Building your practice

Set up your week, your pipeline and, later, your team.

  • Weekly routine
  • Follow-up systems
  • Client service
  • Team building

Field training with Sony

Your first appointments are done together, start to finish.

Recorded trainings

Learn on your own schedule and rewatch anything.

Teach in your language

Training and client work in English or Tiếng Việt.

Compliance first

Learn the rules from day one, so you can recommend with confidence.

Growth path

Grow from agent to leader.

01

Licensed Agent

Get licensed, learn the products, and help your first families with Sony beside you.

  • Pass the Hawaii exam
  • Complete field training
  • Serve your first clients
02

Field Trainer

Run appointments on your own and start showing newer agents how it is done.

  • Consistent client work
  • Help train new agents
  • Build a referral base
03

Team Leader

Recruit, train and support your own team while keeping your client practice.

  • Build and coach a team
  • Team overrides per your contract
  • Leadership development
04

Agency Builder

Develop other leaders and grow an agency that serves more Hawaii families.

  • Develop new leaders
  • Grow across the islands
  • Mentor the next generation

Every stage is earned by results, not by time. Move at your own pace.

Who we’re looking for

Is this right for you?

No financial background required. Mindset and values matter more.

Self-motivated

You want to build something of your own and can manage your time.

People person

You like helping people and enjoy building relationships.

Coachable

You are willing to learn and apply what you are taught.

Integrity first

You will always do what is right for the client.

Common questions

Do I need experience in finance or sales?

No. Most people start with no background. You will learn the products, the rules and the conversations step by step.

Is this a salaried job?

No. Agents are independent and paid on commission. There is no salary and no guaranteed income. What you earn depends on your effort, the products you sell and your contract.

Can I start part-time?

Yes. Many people start part-time while keeping their current job, then decide later how far they want to take it.

Does getting licensed cost money?

Yes. The Hawaii exam, licensing and background check have fees. We walk you through each one and the current amounts before you start.

I speak Vietnamese. Is that useful?

Very. Many Vietnamese-speaking families in Hawaii want to talk about money in their own language, and training and client work can happen in Tiếng Việt.

Curious? Start with a conversation.

A no-pressure intro call with Sony. Ask anything about licensing, schedule and how pay works.

Important disclosures

Agents are independent contractors paid on commission. There is no salary and no guaranteed income. Earnings depend on individual effort, the products sold, carrier contracts and other factors. Results vary widely and some agents earn little, especially at first. A Hawaii insurance producer license and carrier appointments are required before selling insurance, and licensing involves exam, licensing and background check fees. Nothing on this page is an offer of employment or a promise of income.